American Express® Business Gold Card

American Express

American Express® Business Gold Card

American Express

Welcome Offer

$1,000.00

Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

Annual Fee
$375
Purchase APR
18.49% - 29.24%
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Secure application on American Express's official website

American Express® Business Gold Card

Card Highlights

Reward Structure

Top Rate3X

on travel purchases

Welcome Bonus

$1,000.00

Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

Interest Rates

Purchase APR0% APR for 6 months from date of account opening, 18.49% - 29.24% Variable APR after that
Balance Transfer APR18.49% - 29.24% Variable APR

Credit Requirements

Excellent, Good

Recommended credit level for best approval odds

Card Overview

The American Express® Business Gold Card stands out as those seeking flexible reward options. The $375 annual fee is offset by the premium benefits and enhanced earning potential. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Key Advantages

Strong Welcome Bonus

$1,000.00 value for new cardholders

Enhanced Earning Rate

3X rewards on travel purchases

Travel Benefits

Valuable travel perks and protections

Complete Feature List

Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 29.24% variable APR.
Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.

Ideal For

This card is perfectly suited for those seeking flexible reward options. The $375 annual fee is offset by the premium benefits and enhanced earning potential. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Earning Structure

Travel Purchases

Subject to annual limits

3X

points

All Other Purchases

1X

points

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American Express® Business Gold Card

American Express® Business Gold Card