Bank of America® Business Advantage Cash Rewards Mastercard®

Bank of America, N.A.

Bank of America® Business Advantage Cash Rewards Mastercard®

Bank of America, N.A.

Welcome Offer

$300.00

Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.

Annual Fee
$0
Purchase APR
17.49% - 27.49%
Apply Now

Secure application on Bank of America, N.A.'s official website

Card Highlights

Reward Structure

Top Rate3X

on gas station purchases

Welcome Bonus

$300.00

Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.

Interest Rates

Purchase APR0% APR 9 billing cycles, 17.49% - 27.49% Variable APR after that
Balance Transfer APR17.49% - 27.49% Variable APR

Credit Requirements

excellent

Recommended credit level for best approval odds

Card Overview

The Bank of America® Business Advantage Cash Rewards Mastercard® stands out as an excellent cash back option. With no annual fee, it's accessible to all spending levels and provides ongoing value. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Key Advantages

Strong Welcome Bonus

$300.00 value for new cardholders

Enhanced Earning Rate

3X rewards on gas station purchases

No Annual Fee

Lifetime value without ongoing costs

Travel Benefits

Valuable travel perks and protections

Complete Feature List

Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
No annual fee

Ideal For

This card is perfectly suited for individuals who prefer straightforward cash back rewards. With no annual fee, it's accessible to all spending levels and provides ongoing value. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Earning Structure

Gas Stations

3%

cash back

Dining & Restaurants

2%

cash back

All Other Purchases

1%

cash back

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Bank of America® Business Advantage Cash Rewards Mastercard®