Bank of America® Premium Rewards® credit card

Bank of America, N.A.

Bank of America® Premium Rewards® credit card

Bank of America, N.A.

Welcome Offer

$600.00

Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

Annual Fee
$95
Purchase APR
20.24% - 28.24%
Apply Now

Secure application on Bank of America, N.A.'s official website

Bank of America® Premium Rewards® credit card

Card Highlights

Reward Structure

Top Rate2X

on travel purchases

Welcome Bonus

$600.00

Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

Interest Rates

Purchase APR20.24% - 28.24% Variable APR
Balance Transfer APR20.24% - 28.24% Variable APR

Credit Requirements

Excellent / Good

Recommended credit level for best approval odds

Card Overview

The Bank of America® Premium Rewards® credit card stands out as those seeking flexible reward options. The $95 annual fee is offset by the premium benefits and enhanced earning potential.

Key Advantages

Strong Welcome Bonus

$600.00 value for new cardholders

Enhanced Earning Rate

2X rewards on travel purchases

Travel Benefits

Valuable travel perks and protections

Complete Feature List

Low $95 annual fee.
Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 - 2.62 points on all other purchases, for every $1 you spend.
Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.

Ideal For

This card is perfectly suited for those seeking flexible reward options. The $95 annual fee is offset by the premium benefits and enhanced earning potential.

Earning Structure

Travel Purchases

Subject to annual limits

2X

points

Dining & Restaurants

2X

points

All Other Purchases

1.5X

points

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Bank of America® Premium Rewards® credit card

Bank of America® Premium Rewards® credit card