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Blue Cash Preferred® Card from American Express

American Express

Blue Cash Preferred® Card from American Express

American Express

Welcome Offer

$250.00

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Annual Fee
$0 intro annual fee for the first year, then $95.
Purchase APR
20.24% - 29.24%
Apply Now

Secure application on American Express's official website

Blue Cash Preferred® Card from American Express

Card Highlights

Reward Structure

Top Rate6X

on grocery store purchases

Welcome Bonus

$250.00

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Interest Rates

Purchase APR0% APR for 12 months, 20.24% - 29.24% Variable APR after that
Balance Transfer APR20.24% - 29.24% Variable APR

Credit Requirements

Good / Excellent

Recommended credit level for best approval odds

Card Overview

The Blue Cash Preferred® Card from American Express stands out as an excellent cash back option. The $0 intro annual fee for the first year, then $95. annual fee is offset by the premium benefits and enhanced earning potential.

Key Advantages

Strong Welcome Bonus

$250.00 value for new cardholders

Enhanced Earning Rate

6X rewards on grocery store purchases

Complete Feature List

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
$0 intro annual fee for the first year, then $95.
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments with a fixed fee. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 20.24% - 29.24%.
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

Ideal For

This card is perfectly suited for individuals who prefer straightforward cash back rewards. The $0 intro annual fee for the first year, then $95. annual fee is offset by the premium benefits and enhanced earning potential.

Earning Structure

Grocery Stores

6%

cash back

Gas Stations

3%

cash back

All Other Purchases

1%

cash back

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Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

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