Capital One Spark Cash

Capital One

Capital One Spark Cash

Capital One

Welcome Offer

$1,500.00

Limited-time offer: Double your cash bonus from $750 to $1,500 once you spend $15,000 within 3 months of account opening

Annual Fee
$0 intro for first year; $95 after that
Purchase APR
Variable
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Secure application on Capital One's official website

Capital One Spark Cash

Card Highlights

Reward Structure

Top Rate2X

on all purchases

Welcome Bonus

$1,500.00

Limited-time offer: Double your cash bonus from $750 to $1,500 once you spend $15,000 within 3 months of account opening

Interest Rates

Purchase APR25.24% (Variable) APR
Balance Transfer APR25.24% (Variable) APR

Credit Requirements

Excellent

Recommended credit level for best approval odds

Card Overview

The Capital One Spark Cash stands out as an excellent cash back option. The $0 intro for first year; $95 after that annual fee is offset by the premium benefits and enhanced earning potential. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Key Advantages

Strong Welcome Bonus

$1,500.00 value for new cardholders

Enhanced Earning Rate

2X rewards on all purchases

Complete Feature List

Limited-time offer: Double your cash bonus from $750 to $1,500 once you spend $15,000 within 3 months of account opening
For businesses that want to earn 2% cash back on all purchases with the familiarity of a traditional credit line
Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
$0 annual fee for the first year; $95 after that
Free employee cards, which also earn unlimited 2% cash back on all purchases

Ideal For

This card is perfectly suited for individuals who prefer straightforward cash back rewards. The $0 intro for first year; $95 after that annual fee is offset by the premium benefits and enhanced earning potential. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Earning Structure

All Other Purchases

2%

cash back

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Capital One Spark Cash

Capital One Spark Cash