Capital One Spark Cash Plus

Capital One

Capital One Spark Cash Plus

Capital One

Welcome Offer

$2,000.00

Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months

Annual Fee
$150
Purchase APR
Variable
Apply Now

Secure application on Capital One's official website

Capital One Spark Cash Plus

Card Highlights

Reward Structure

Top Rate5X

on travel purchases

Welcome Bonus

$2,000.00

Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months

Interest Rates

Purchase APRN/A
Balance Transfer APRN/A

Credit Requirements

Excellent, Good

Recommended credit level for best approval odds

Card Overview

The Capital One Spark Cash Plus stands out as an excellent cash back option. The $150 annual fee is offset by the premium benefits and enhanced earning potential. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Key Advantages

Strong Welcome Bonus

$2,000.00 value for new cardholders

Enhanced Earning Rate

5X rewards on travel purchases

Travel Benefits

Valuable travel perks and protections

Complete Feature List

Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months
Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions
Enjoy purchasing power that adapts to your business. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One's travel booking site

Ideal For

This card is perfectly suited for individuals who prefer straightforward cash back rewards. The $150 annual fee is offset by the premium benefits and enhanced earning potential. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Earning Structure

Travel Purchases

Subject to annual limits

5%

cash back

All Other Purchases

2%

cash back

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Capital One Spark Cash Plus

Capital One Spark Cash Plus