Capital One Spark Cash Select

Capital One

Capital One Spark Cash Select

Capital One

Welcome Offer

$500.00

Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening

Annual Fee
$0
Purchase APR
17.49% - 23.49%
Apply Now

Secure application on Capital One's official website

Capital One Spark Cash Select

Card Highlights

Reward Structure

Top Rate5X

on travel purchases

Welcome Bonus

$500.00

Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening

Interest Rates

Purchase APR17.49% - 23.49% (Variable) APR
Balance Transfer APR17.49% - 23.49% (Variable) APR

Credit Requirements

Excellent, Good

Recommended credit level for best approval odds

Card Overview

The Capital One Spark Cash Select stands out as an excellent cash back option. With no annual fee, it's accessible to all spending levels and provides ongoing value. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Key Advantages

Strong Welcome Bonus

$500.00 value for new cardholders

Enhanced Earning Rate

5X rewards on travel purchases

No Annual Fee

Lifetime value without ongoing costs

Travel Benefits

Valuable travel perks and protections

Complete Feature List

Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
Earn unlimited 1.5% cash back for your business on every purchase, everywhere - with no limits or category restrictions
No annual fee
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One's travel booking site
Rewards won't expire for the life of the account

Ideal For

This card is perfectly suited for individuals who prefer straightforward cash back rewards. With no annual fee, it's accessible to all spending levels and provides ongoing value. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Earning Structure

Travel Purchases

Subject to annual limits

5%

cash back

All Other Purchases

1.5%

cash back

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Capital One Spark Cash Select

Capital One Spark Cash Select