Hilton Honors American Express Surpass® Card

American Express

Hilton Honors American Express Surpass® Card

American Express

Welcome Offer

$650.00

Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.

Annual Fee
$0 introductory annual fee for the first year, then $150.
Purchase APR
20.24% - 29.24%
Apply Now

Secure application on American Express's official website

Hilton Honors American Express Surpass® Card

Card Highlights

Reward Structure

Top Rate12X

on travel purchases

Welcome Bonus

$650.00

Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.

Interest Rates

Purchase APR20.24% - 29.24% Variable APR
Balance Transfer APR20.24% - 29.24% Variable APR

Credit Requirements

Good to Excellent

Recommended credit level for best approval odds

Card Overview

The Hilton Honors American Express Surpass® Card stands out as those seeking flexible reward options. The $0 introductory annual fee for the first year, then $150. annual fee is offset by the premium benefits and enhanced earning potential.

Key Advantages

Strong Welcome Bonus

$650.00 value for new cardholders

Enhanced Earning Rate

12X rewards on travel purchases

Travel Benefits

Valuable travel perks and protections

Complete Feature List

Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 4X Points for each dollar on U.S. Online Retail Purchases.

Ideal For

This card is perfectly suited for those seeking flexible reward options. The $0 introductory annual fee for the first year, then $150. annual fee is offset by the premium benefits and enhanced earning potential.

Earning Structure

Travel Purchases

Subject to annual limits

12X

points

Dining & Restaurants

6X

points

Grocery Stores

6X

points

Gas Stations

6X

points

General Shopping

4X

points

All Other Purchases

3X

points

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Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card