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Mastercard® Gold Card™

Luxury Card

Mastercard® Gold Card™

Luxury Card

Welcome Offer

Premium Benefits

Offers a flat-rate redemption value of 2% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Cardmembers earn one point for every dollar spent. Point redemption is simple, without requiring a complex reward strategy. The card features no foreign transaction fees, no earning caps, no rotating categories, and eliminates the need to pursue transfer partners to maximize point values.

Annual Fee
$995 ($295 for each Authorized User added to the account)
Purchase APR
Variable
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Secure application on Luxury Card's official website

Mastercard® Gold Card™

Card Highlights

Reward Structure

Top Rate2X

on all purchases

Welcome Bonus

$0

Offers a flat-rate redemption value of 2% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Cardmembers earn one point for every dollar spent. Point redemption is simple, without requiring a complex reward strategy. The card features no foreign transaction fees, no earning caps, no rotating categories, and eliminates the need to pursue transfer partners to maximize point values.

Interest Rates

Purchase APR20.24% to 28.24% Variable, based on your creditworthiness and other factors APR
Balance Transfer APR0% APR 15 billing cycles 20.24% to 28.24% Variable, based on your creditworthiness and other factors APR after that

Credit Requirements

Excellent

Recommended credit level for best approval odds

Card Overview

The Mastercard® Gold Card™ stands out as those seeking flexible reward options. The $995 ($295 for each Authorized User added to the account) annual fee is offset by the premium benefits and enhanced earning potential.

Key Advantages

0

Enhanced Earning Rate

2X rewards on all purchases

Travel Benefits

Valuable travel perks and protections

Complete Feature List

Ideal for those seeking a top-of-wallet premium card with straightforward rewards and exceptional service. Cardmembers can avoid juggling various cards and monthly statements while benefiting from travel perks and enhanced protection that exceeds standard credit cards.
Offers a flat-rate redemption value of 2% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Cardmembers earn one point for every dollar spent. Point redemption is simple, without requiring a complex reward strategy. The card features no foreign transaction fees, no earning caps, no rotating categories, and eliminates the need to pursue transfer partners to maximize point values.
Annual Airline Credit-up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Cardmembers simply pay for airline purchases with their Mastercard Gold Card and the credit is automatically applied to their account. There's no need to activate or designate an airline. The full credit amount is available at the start of the calendar year.
Up to a $120 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,500+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
24/7 Luxury Card Concierge®-Make requests the way you want by phone, email, SMS and chat in the app. Connect directly with a real agent and receive 24/7 assistance for tasks big and small. Requests do not require a purchase, incur no charge for making them, and do not involve department transfers.

Ideal For

This card is perfectly suited for those seeking flexible reward options. The $995 ($295 for each Authorized User added to the account) annual fee is offset by the premium benefits and enhanced earning potential.

Earning Structure

All Other Purchases

2X

points

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Mastercard® Gold Card™

Mastercard® Gold Card™

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