Mastercard® Titanium Card™

Luxury Card

Mastercard® Titanium Card™

Luxury Card

Welcome Offer

Premium Benefits

Offers a flat-rate redemption value of 1% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Cardmembers earn one point for every dollar spent. Point redemption is simple, without requiring a complex reward strategy. The card features no foreign transaction fees, no earning caps, no rotating categories, and eliminates the need to pursue transfer partners to maximize point values.

Annual Fee
$195 ($95 for each Authorized User added to the account)
Purchase APR
Variable
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Secure application on Luxury Card's official website

Mastercard® Titanium Card™

Card Highlights

Reward Structure

Top Rate1X

on all purchases

Welcome Bonus

$0

Offers a flat-rate redemption value of 1% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Cardmembers earn one point for every dollar spent. Point redemption is simple, without requiring a complex reward strategy. The card features no foreign transaction fees, no earning caps, no rotating categories, and eliminates the need to pursue transfer partners to maximize point values.

Interest Rates

Purchase APR20.24% to 28.24% Variable, based on your creditworthiness and other factors APR
Balance Transfer APR0% APR 15 billing cycles 20.24% to 28.24% Variable, based on your creditworthiness and other factors APR after that

Credit Requirements

Excellent

Recommended credit level for best approval odds

Card Overview

The Mastercard® Titanium Card™ stands out as those seeking flexible reward options. The $195 ($95 for each Authorized User added to the account) annual fee is offset by the premium benefits and enhanced earning potential.

Key Advantages

0

Travel Benefits

Valuable travel perks and protections

Complete Feature List

Designed for those seeking an introductory premium travel card with exceptional airfare redemption, access to hotel privileges, and elevated service that most conventional cards do not provide. Cardmembers also receive protection benefits that exceed those of standard credit cards.
Offers a flat-rate redemption value of 1% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Cardmembers earn one point for every dollar spent. Point redemption is simple, without requiring a complex reward strategy. The card features no foreign transaction fees, no earning caps, no rotating categories, and eliminates the need to pursue transfer partners to maximize point values.
24/7 Luxury Card Concierge®-Make requests the way you want by phone, email, SMS and chat in the app. Connect directly with a real agent and receive 24/7 assistance for tasks big and small. Requests do not require a purchase, incur no charge for making them, and do not involve department transfers.
Exclusive Luxury Card Travel® benefits-average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Brushed Metal Card Design: Weighing in at an industry-leading 22g. Designed for frequent shoppers, big ticket purchases and everything in between.

Ideal For

This card is perfectly suited for those seeking flexible reward options. The $195 ($95 for each Authorized User added to the account) annual fee is offset by the premium benefits and enhanced earning potential.

Earning Structure

All Other Purchases

1X

points

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Mastercard® Titanium Card™

Mastercard® Titanium Card™