Morgan Stanley Blue Cash Preferred Card

American Express

Morgan Stanley Blue Cash Preferred Card

American Express

Welcome Offer

$350.00

Earn $350 statement credit after spending $3,000 in first 6 months

Annual Fee
$95 (waived first year)
Purchase APR
Variable
Apply Now

Secure application on American Express's official website

Morgan Stanley Blue Cash Preferred Card

Card Highlights

Reward Structure

Top Rate6X

on grocery store purchases

Welcome Bonus

$350.00

Earn $350 statement credit after spending $3,000 in first 6 months

Interest Rates

Purchase APRVariable APR
Balance Transfer APRVariable APR

Credit Requirements

Good to Excellent

Recommended credit level for best approval odds

Card Overview

The Morgan Stanley Blue Cash Preferred Card stands out as an excellent cash back option. The $95 (waived first year) annual fee is offset by the premium benefits and enhanced earning potential.

Key Advantages

Strong Welcome Bonus

$350.00 value for new cardholders

Enhanced Earning Rate

6X rewards on grocery store purchases

Complete Feature List

Earn $350 statement credit after spending $3,000 in first 6 months
Earn 6% cash back at U.S. supermarkets (up to $6,000 per year, then 1%)
Earn 6% cash back on select U.S. streaming subscriptions
Earn 3% cash back at U.S. gas stations and on transit
Earn 1% cash back on all other purchases

Ideal For

This card is perfectly suited for individuals who prefer straightforward cash back rewards. The $95 (waived first year) annual fee is offset by the premium benefits and enhanced earning potential.

Earning Structure

Grocery Stores

6%

cash back

streaming purchases

6%

cash back

Gas Stations

3%

cash back

transit purchases

3%

cash back

All Other Purchases

1%

cash back

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Morgan Stanley Blue Cash Preferred Card

Morgan Stanley Blue Cash Preferred Card