The Business Platinum Card® from American Express

American Express

The Business Platinum Card® from American Express

American Express

Welcome Offer

$1,500.00

Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.

Annual Fee
$695
Purchase APR
18.49% - 27.49%
Apply Now

Secure application on American Express's official website

The Business Platinum Card® from American Express

Card Highlights

Reward Structure

Top Rate5X

on travel purchases

Welcome Bonus

$1,500.00

Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.

Interest Rates

Purchase APR18.49% - 27.49% Variable APR
Balance Transfer APR18.49% - 27.49% Variable APR

Credit Requirements

Excellent, Good

Recommended credit level for best approval odds

Card Overview

The The Business Platinum Card® from American Express stands out as those seeking flexible reward options. The $695 annual fee is offset by the premium benefits and enhanced earning potential. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Key Advantages

Strong Welcome Bonus

$1,500.00 value for new cardholders

Enhanced Earning Rate

5X rewards on travel purchases

Travel Benefits

Valuable travel perks and protections

Complete Feature List

Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.

Ideal For

This card is perfectly suited for those seeking flexible reward options. The $695 annual fee is offset by the premium benefits and enhanced earning potential. Business owners will particularly value the business-focused rewards and expense tracking capabilities.

Earning Structure

Travel Purchases

Subject to annual limits

5X

points

All Other Purchases

1X

points

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The Business Platinum Card® from American Express

The Business Platinum Card® from American Express