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The Platinum Card® from American Express

American Express

The Platinum Card® from American Express

American Express

Welcome Offer

$1,750.00

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.

Annual Fee
$695
Purchase APR
Variable
Apply Now

Secure application on American Express's official website

The Platinum Card® from American Express

Card Highlights

Reward Structure

Top Rate5X

on travel purchases

Welcome Bonus

$1,750.00

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.

Interest Rates

Purchase APRSee Pay Over Time APR
Balance Transfer APRSee Pay Over Time APR

Credit Requirements

Good to Excellent

Recommended credit level for best approval odds

Card Overview

The The Platinum Card® from American Express stands out as those seeking flexible reward options. The $695 annual fee is offset by the premium benefits and enhanced earning potential.

Key Advantages

Strong Welcome Bonus

$1,750.00 value for new cardholders

Enhanced Earning Rate

5X rewards on travel purchases

Travel Benefits

Valuable travel perks and protections

Complete Feature List

You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.

Ideal For

This card is perfectly suited for those seeking flexible reward options. The $695 annual fee is offset by the premium benefits and enhanced earning potential.

Earning Structure

Travel Purchases

Subject to annual limits

5X

points

All Other Purchases

1X

points

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The Platinum Card® from American Express

The Platinum Card® from American Express

Apply now