USAA Preferred Cash Rewards Credit Card

USAA Federal Savings Bank

USAA Preferred Cash Rewards Credit Card

USAA Federal Savings Bank

Welcome Offer

$200.00

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.

Annual Fee
$0
Purchase APR
Variable
Apply Now

Secure application on USAA Federal Savings Bank's official website

USAA Preferred Cash Rewards Credit Card

Card Highlights

Reward Structure

Top Rate1.5X

on all purchases

Welcome Bonus

$200.00

Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.

Interest Rates

Purchase APR16.15% to 28.15% variable APR
Balance Transfer APR16.15% to 28.15% variable APR

Credit Requirements

Good, Excellent

Recommended credit level for best approval odds

Card Overview

The USAA Preferred Cash Rewards Credit Card stands out as an excellent cash back option. With no annual fee, it's accessible to all spending levels and provides ongoing value.

Key Advantages

Strong Welcome Bonus

$200.00 value for new cardholders

Enhanced Earning Rate

1.5X rewards on all purchases

No Annual Fee

Lifetime value without ongoing costs

Complete Feature List

Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
Intro Offer: Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.
Auto Deductible Reimbursement (ADR) up to $200.
A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.

Ideal For

This card is perfectly suited for individuals who prefer straightforward cash back rewards. With no annual fee, it's accessible to all spending levels and provides ongoing value.

Earning Structure

All Other Purchases

1.5%

cash back

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USAA Preferred Cash Rewards Credit Card

USAA Preferred Cash Rewards Credit Card