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USAA Rate Advantage Credit Card

USAA Federal Savings Bank

USAA Rate Advantage Credit Card

USAA Federal Savings Bank

Welcome Offer

Premium Benefits

Earn valuable rewards and enjoy premium benefits with this card.

Annual Fee
$0
Purchase APR
Variable
Apply Now

Secure application on USAA Federal Savings Bank's official website

USAA Rate Advantage Credit Card

Card Highlights

Reward Structure

Standard rate on all purchases

Welcome Bonus

$0

New cardholder welcome bonus available

Interest Rates

Purchase APR11.15% to 25.15% variable APR
Balance Transfer APR0% APR for 15 months 11.15% to 25.15% variable APR after that

Credit Requirements

Good, Excellent

Recommended credit level for best approval odds

Card Overview

The USAA Rate Advantage Credit Card stands out as an excellent cash back option. With no annual fee, it's accessible to all spending levels and provides ongoing value.

Key Advantages

0

No Annual Fee

Lifetime value without ongoing costs

Complete Feature List

Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 11.15% to 25.15% will apply to introductory balances.
A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.
No annual fee.
No foreign transaction fees.

Ideal For

This card is perfectly suited for individuals who prefer straightforward cash back rewards. With no annual fee, it's accessible to all spending levels and provides ongoing value.

Earning Structure

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USAA Rate Advantage Credit Card

USAA Rate Advantage Credit Card

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